Introducing Cross Finance: Bridging traditional payments and cryptocurrency

CrossFi is a cutting-edge Web3 banking technology that seamlessly integrates traditional payment systems (Visa, MasterCard, Union Pay) with non-custodial wallets (Metamask, Trust Wallet) via the CrossFi Solution. This innovative approach allows users to make payments with cryptocurrency globally, just as they would with traditional banks. The three main coins of the CrossFi ecosystem are eMPX, MPX & XFI.

The limitations of traditional and DeFi payment systems

Cross Finance addresses the problem of fragmentation and lack of access to financial facilities, also known as the unbanked population. In the current landscape, users often face difficulties in managing assets and transactions across different countries, which can be cumbersome and inefficient. Cross Finance solves this problem by enabling seamless cross-border asset transfers and transactions, providing a unified interface for accessing multiple DeFi services. This enhances user convenience, improves transaction efficiency, and promotes a more cohesive DeFi environment.

How Cross Finance Works

The CrossFi App represents a major advancement in digital banking, seamlessly merging traditional finance with the world of cryptocurrency. Designed as a comprehensive modern banking solution, it serves both unbanked and banked individuals, offering unparalleled access, convenience, transparency, and benefits that go beyond typical neobanking standards. By facilitating smooth transactions in both fiat and cryptocurrencies, the app heralds a new era of financial freedom and inclusivity.

Key Features:

Innovative - CrossFi technologies provide a direct connection of a smart contract with a debit card and instant conversion of cryptocurrency into FIAT. 

Globally - CrossFi technology allows you to spend cryptocurrency directly from a blockchain address anywhere in the world, just like a familiar local fiat. Any transaction with a Crossfi card costs only 2%, with no hidden fees.

Comfortable - Offline or online crypto card transactions, ATM cash withdrawals in any country… All traditional banking tools are available with CrossFi technology. 

Securely - The unique web2—web 3 non-custodial CrossFi gateway guarantees 100% security of funds in your account without freezing the account or involving third parties.

Profitably - The Cross Finance blockchain ecosystem provides a variety of tools for making money on cryptocurrency for everyone. The average transaction fee on the network is ~ $0.03.

Benefits for Users and Developers

Cross Finance offers numerous benefits for both users and developers. For users, the platform simplifies the DeFi experience by providing a single point of access to multiple services. This not only enhances convenience but also opens up new opportunities for investment and asset management. Developers, on the other hand, can leverage Cross Finance's interoperability solutions to build more robust and versatile DeFi applications.

Key Milestones Since Launch

CrossFi launched its testnet in March 2024 for validators, developers, and users on Coinlist to build and earn on the CrossFi chain. In April 2024, CrossFi held its annual conference in Vietnam, where it debuted the functioning CrossFi payment card and CrossFi App. In August, CrossFi launched its first public offering of the eMPX token in collaboration with Republic.

Conclusion

Cross Finance has launched the sale of eMPX tokens on Republic via Reg D, presenting a significant opportunity for investors to engage in the expanding decentralized finance (DeFi) sector. 

eMPX, the native utility token of Cross Finance, offers various benefits, including governance rights, staking rewards, exclusive access to platform features, and enhanced liquidity options. The sale on Republic allows early access to eMPX tokens, potential portfolio diversification, and participation in a secure and transparent investment environment. This initiative aims to democratize access to innovative financial products and foster community-driven growth in the DeFi ecosystem.

Form CRS: Client Relationship Summary.

This notice should not be construed as an offering of securities or as investment advice or any recommendation as to an investment or other strategy by OpenDeal Broker LLC dba the Capital R (“ODB”) or Republic Crypto LLC d/b/a Republic Advisory Services (“Republic Advisory Services”) or any of their affiliates. OpenDeal Broker LLC is compensated in cash commission and tokens issued by CrossFi Cain C.R.O(CrossFi). CrossFi will pay OpenDeal Broker LLC six percent (6.0%) of the dollar value of the securities, with a minimum fee to ODB of $25,000 per Offering, as well as two percent (2.0%) of the dollar value of the securities issued to Investors pursuant to each Offering at the time of closing.

Not FDIC or SIPC insured.

This offering is in tokens issued by CrossFi Cain C.R.O and not equity in the company CrossFi Cain C.R.O.

This is a speculative, risky investment and may be illiquid or pricing may substantially fluctuate in value. You may lose money.

Participation or registering for this offering is non-binding. Recipients of this message are not obligated to invest.

Tokens may trade at lower prices on public token exchanges than the prices that the tokens are purchased in this Offe

CrossFi Cain C.R.O plans to list tokens on an exchange immediately after this campaign is launched; and therefore, investors in this offering will be restricted from selling their investments based upon lock-up periods.

There may be other available opportunities that are similar to this investment but have different attributes, characteristics, cost factors, and fees.

This offering is facialited by OpenDeal Broker LLC. (BrokerCheck Website) This notice is presented by the Issuer who is responsible for its content and delivery.

This Issuer is based outside of the United States and its territories and therefore any U.S. legal protections are diminished.

Neither OpenDeal Broker LLC nor Republic Advisory Services nor any of their affiliates has independently verified any of the information provided or makes any assurances as to the completeness, accuracy or reliability of any such information provided by CrossFi or its affiliated companies. This web page may contain external links to third-party content (content hosted on sites unaffiliated with OpenDeal Broker LLC or Republic Advisory Services), and neither OpenDeal Broker LLC nor Republic Advisory Services nor any of their affiliates makes any representations whatsoever regarding any third-party content/sites that may be accessible directly or indirectly from this post. Linking to any such third-party sites in no way implies or constitutes an endorsement or affiliation of any kind between OpenDeal Broker LLC or Republic Advisory Services (or any of its affiliates) and any third-party.

OpenDeal Broker LLC and Republic Advisory Services are subsidiaries within a family of companies owned by OpenDeal Inc. (together sometimes referred to as “Republic”). Republic and its affiliates do not provide tax, accounting or legal advice — all recipients are advised to consult with their own advisor.

Note: This notice is presented by the Issuer who is responsible for its content and delivery.

This brief should not be construed as investment advice. Always consult with trusted professional advisors before making investments. Private investments are inherently illiquid and may result in total loss.

Investors should verify any issuer information they consider important before making an investment. Investments in private companies are particularly risky and may result in total loss of invested capital. Past performance of a security or a company does not guarantee future results or returns. Only investors who understand the risks of early stage investment and who meet the Republic's investment criteria may invest.

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Disclaimer: This email does not constitute an agreement to conduct transactions by electronic means and does not create any legally binding contract or enforceable obligation in the absence of a fully signed written contract. OpenDeal Broker LLC is a registered broker-dealer and member of FINRA and SiPC (BrokerCheck website). Investment opportunities are not issued or guaranteed by OpenDeal Broker LLC. Neither the Securities and Exchange Commission nor any federal or state securities regulator has recommended or approved any investment opportunity or the accuracy or completeness of any information or materials provided herein. OpenDeal Broker LLC makes no representations or warranties as to the accuracy of the information herein, and we accept no liability for the same. Offers to sell securities can only be made through official offering documents that contain important information about the investment and the issuers, including risks. Investors should carefully read the offering documents. Investors should conduct their own due diligence and are encouraged to consult with their tax, legal, and financial advisers.

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OpenDeal Broker LLC is located at 149 5th Ave, 10th Fl New York, NY 10010

Certain information set forth in this copy contains “forward-looking information” under applicable securities laws (collectively referred to herein as forward-looking statements). Except for statements of historical fact, the information contained herein constitutes forward-looking statements and includes, but is not limited to, the (i) projected financial performance of CrossFi; (ii) completion of, and the use of proceeds from, the sale being offered hereunder; (iii) the expected development of CrossFi's business, projects, and joint ventures; (iv) execution of CrossFi's vision and growth strategy, including global growth; (v) sources and availability of third-party financing for the CrossFi's projects; (vi) completion of CrossFi projects that are currently underway, in development or otherwise under consideration; (vi) renewal of CrossFi's current customer, supplier and other material agreements; and (vii) future liquidity, working capital, and capital requirements. Forward-looking statements are provided to allow potential investors the opportunity to understand management’s beliefs and opinions in respect of the future so that they may use such beliefs and opinions as one factor in evaluating an investment.

These statements are not guarantees of future performance and undue reliance should not be placed on them. Such forward-looking statements necessarily involve known and unknown risks and uncertainties, which may cause actual performance and results in future periods to differ materially from any projections of future performance or result expressed or implied by such forward-looking statements.

Although forward-looking statements contained in this presentation are based upon what management of CrossFi believes are reasonable assumptions, there can be no assurance that forward-looking statements will prove to be accurate, as actual results and future events could differ materially from those anticipated in such statements. CrossFi undertakes no obligation to update forward-looking statements if circumstances or management’s estimates or opinions should change except as required by applicable securities laws. The reader is cautioned not to place undue reliance on forward-looking statements.

THIS OFFERING IS CONDUCTED PURSUANT TO RULE 506(C) OF REGULATION D PROMULGATED UNDER THE SECURITIES ACT AND IS LIMITED SOLELY TO ACCREDITED INVESTORS AS DEFINED IN REGULATION D UNDER THE SECURITIES ACT. ONLY PERSONS OF ADEQUATE FINANCIAL MEANS WHO HAVE NO NEED FOR PRESENT LIQUIDITY WITH RESPECT TO THIS INVESTMENT SHOULD CONSIDER PURCHASING THE LIMEWIRE TOKENS OFFERED HEREBY BECAUSE: (I) AN INVESTMENT IN THE  TOKENS INVOLVES A NUMBER OF SIGNIFICANT RISKS; AND (II) NO MARKET FOR THE LIMEWIRE TOKENS CURRENTLY EXISTS, AND EVEN IF ONE WERE TO DEVELOP, THE LIMEWIRE TOKENS OFFERED HEREBY ARE SUBJECT TO TRANSFER RESTRICTIONS AS DESCRIBED HEREIN. THIS OFFERING IS INTENDED TO BE AN OFFERING THAT IS EXEMPT FROM REGISTRATION UNDER THE SECURITIES ACT AND APPLICABLE STATE SECURITIES LAWS.

This Offering is limited solely to Purchasers who are “accredited investors” as defined in Regulation D. To be eligible to participate in the Offering, you will be required to represent to the Company in writing that you are an accredited investor and must have provided a third-party certification attesting to such status as required by Rule 506(c). You must also represent in writing that you are (i) purchasing the Subscription Agreements for your own account and not for the account of others and not with a view of reselling or distributing the LimeWire Tokens, (ii) not domiciled or a citizen of a country in which cryptocurrency offerings are illegal, and (iii) not from countries which the Office of Foreign Assets Control has deemed a “sanctioned” country.

In order to qualify as an “accredited investor,” a potential Purchaser must meet one of the following conditions of the date on which the Subscription Agreement is executed and as of the date of the purchase:

(i) individual – Income Test. An individual who had an income in excess of $200,000 in each of the two most recent years (or joint income with his or her spouse in excess of $300,000 in each of those years) and has a reasonable expectation of reaching the same income level in the current year;

(ii) Individual – Net-Worth Test. An individual who has a net worth (or joint net worth with his or her spouse) in excess of $1,000,000 (excluding the value of such individual's primary residence) ;

(iii) IRA or Revocable Company. An Individual Retirement Account (“IRA”) or revocable Company and the individual who established the IRA or each grantor of the Company is an accredited investor on the basis of (i) or (ii) above;

(iv) Self-Directed Pension Plan. A self-directed pension plan and the participant who directed that assets of his or her account be invested in the Partnership is an accredited investor on the basis of (i) or (ii) above and such participant is the only participant whose account is being invested in the Partnership;

(v) Other Pension Plan. A pension plan which is not a self-directed plan and which has total assets in excess of $5,000,000;

(vi) Irrevocable Company. An irrevocable Company which consists of a single Company (a) with total assets in excess of $5,000,000, (b) which was not formed for the specific purpose of investing in the Partnership, and (c) whose purchase is directed by a person who has such knowledge and experience in financial and business matters that he or she is capable of evaluating the merits and risks of the prospective investment;

(vii) Corporations and Other Entities in General. A corporation, partnership, limited liability Company or Massachusetts or similar business Company, that was not formed for the specific purpose of acquiring an interest in the Partnership, and which has total assets in excess of $5,000,000; or

(viii) Entity Owned by Accredited Investors. An entity in which all of the equity owners are accredited investors. OpenDeal Broker LLC is a New York limited liability company. Neither OpenDeal Broker LLC nor Republic Crypto LLC d/b/a Republic Advisory Services (“Republic Advisory Services”) nor any of their affiliates has independently verified any of the information provided or makes any assurances as to the completeness, accuracy or reliability of any such information provided by the Company.