$100 is all you need to invest in a company on Republic today. What it gets you depends on the deal.Â
There is no single $100 product on Republic. Every offering sets its own minimum, and on many live Reg CF offerings that minimum is $100. Other offerings start lower or higher, and some are limited to accredited investors. So the useful question is what $100 looks like in different kinds of investments.
What $100 buys, three ways
A SAFE in an early-stage startup. A SAFE (Simple Agreement for Future Equity) is a contract. You put money in now, and it can convert into equity when the company raises a priced round or reaches another triggering event. You are not a shareholder on day one. Your stake depends on the terms, such as a valuation cap or discount, and on how many rounds follow.
A revenue participation agreement in a film. Here $100 gives you a contractual right to a share of the project’s revenue, as defined in the offering documents. If there is no revenue, there is nothing to share. The terms set what counts as revenue and when payments are made.
An investment in a consumer brand. For a growing food or lifestyle company, $100 buys a small piece of a business that already has products and customers. The security type varies by offering, so read the terms before you invest.
In all three cases the amount is small, the stake is small, and the terms matter more than the dollar figure.
What happens when you invest $100
You pick an offering and read the terms. Each page lists the minimum, the maximum, the security type, the funding goal, and who is eligible. Eligibility depends on the offering and on where you live.
You commit. For Reg CF offerings, your money is held until the funding goal is met. If the company doesn’t reach its minimum goal by the deadline, investments are refunded.
You hold a security, not a stock you can sell tomorrow. Private investments are illiquid. There may be holding periods, and a secondary market is not available for every asset.
Limits apply. Reg CF caps how much you can invest across offerings in a year, based on your income and net worth.
Why the minimum is not the point
A low minimum lowers the cost of trying private investing, and our community can start small and spread $100 across several offerings instead of putting it all in one. But a small check does not make an investment safe, and it does not make a company succeed. Early-stage companies often fail, and investors can lose their entire investment.
Read the offering documents first. They tell you what you would hold, what rights you would have, and what could go wrong.
Disclaimer: Investing in private companies is speculative, illiquid, and high risk. Investors may lose their entire investment and may be unable to resell it. Minimums, eligibility, and terms vary by offering and jurisdiction, and not all offerings are available to all investors. Platform fees and other costs apply. Review each offering’s documents and risk factors carefully before investing. Past performance is not indicative of future results.
