I’m excited to announce that our new Regulation CF Offering is live on Republic.

Whenever someone asks me to explain what we do at QuantmRE, I always start by describing the problem that we solve. It’s a problem that affects millions of people, and it’s a problem that may well affect you.

If you’re a homeowner and you have equity in your home, the only way to unlock that equity is to go deeper into debt. In most cases you will need to borrow money from a traditional lender, such as a bank, and you’ll probably be looking for a cash-out refinance, or a home equity line of credit. It’s possible that you may get turned down — your credit score may be too low, your debt to income ratio may be too high, or it may be some other reason. It’s also possible you decide not to borrow money at the current rates and lose the low rate that you’ve locked in on your mortgage.

There are many reasons why people get turned down every day for traditional bank financing, even though they may have hundreds of thousands of dollars of equity trapped in their home. We thought this was a wholly unacceptable situation when we founded QuantmRE five years ago. 

Today, we are able to help homeowners access potentially life-changing amounts of capital that is trapped in the equity in their homes, without having to take on more debt, and without having to make extra monthly payments.

But there’s another, important part of our business that is equally as exciting. By providing homeowners with much-needed liquidity, we’re also creating new investment opportunities and opening up an entirely new asset class — the Home Equity Investment. Institutions have been actively investing in these assets for a few years now, but you may not have heard of them as they are simply not available to smaller investors.

Our marketplace, which we believe it the first of its kind, enables us to leverage technology and real estate asset innovation to offer tradable Home Equity Investments to the Crowd in a way that’s easily consumable. We’re excited to be able to offer Main Street investors a chance to participate in an asset class that, today, feels like a closely guarded secret, available only to the larger financial institutions. 

With our Marketplace, investors will be able to buy and sell the equity in owner-occupied homes and get exposure to owner-occupied residential real estate without having to worry about the usual problems with toilets, tenants and trash. At the same time, they will be helping homeowners unlock their home equity without the burden of additional debt.

That’s a win-win for everyone. And it’s an exciting investment proposition, because there are millions of homeowners who are sitting on trillions of dollars of home equity, looking for ways to access their home wealth. 

I very much look forward to welcoming you as an investor in QuantmRE (or welcoming you back as an investor!) as we reimagine the way that home equity is financed, transacted, and traded.

My best regards,