How much can I invest?
How much you can invest in the different offerings on the Republic platform primarily depends on the type of offering you are investing in and your accredited investor status. For some offerings, there may be a set minimum and maximum investment.
To know how much you can invest in any offering on Republic, you must first understand whether you qualify as an accredited investor or not.
Many of the offerings hosted on Republic are listed under Regulation Crowdfunding, also referred to as Reg CF. If you are an accredited investor, there are no investment limits for investing in Reg CF campaigns.
Note: Once you have self-certified yourself (or you have previously been verified) as an accredited investor on the platform, you are able to invest without limits. Note, your self-certification may be randomly selected for audit or questioned, so please be truthful as providing a false representation is a violation of our terms of service and can result in your accounting being suspended.
If you’re a non-accredited investor - most investors are - the amount you can invest under Regulation Crowdfunding during any 12 month period depends on your annual income level and net worth. As a non-accredited investor, you can invest the greater of
If your annual income or net worth is less than $124,000, you can invest 5% of the greater of your annual income or net worth; or
If both your income and net worth are equal to or more than $124,000, you can invest 10% of the greater of your annual income or net worth, not to exceed an amount of $124,000.
Remember this limit applies across all Reg CF deals, so if you invest in Reg CF deals on other platforms, you will need to disclose this too (and keep the disclosure updated) so we properly track your limit. You are responsible for maintaining the veracity of the relevant figures.
Regulation A+ offerings have different investment limits for different investor types as well. There are no limits to how much accredited investors can invest in Reg A/A+ offerings, while non-accredited investors can invest up to 10% of their net worth or annual income per offering, whichever is greater.
Regulation Crowdfunding investments and limits do not affect your investment limits under Regulation A/A+ or vice versa.
Republic will contact you to update this info from time to time, but you can always, and should to the extent necessary, do so by clicking this link to access your portfolio and update your disclosures.
Failure to provide true and correct information regarding your income, net worth, or previous investments may result in your investment commitments being canceled and your account frozen.