Auto financing is a $1.3 Trillion industry...

...that stopped evolving in 2004:

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Market gaps for used independent dealers

An underserved market of 55,000 dealerships nationwide

A digital platform connecting independent dealers, lenders, and investors

with transparency and trust.

Our mission is to bring underserved independent dealers to traditional and alternative lenders in the auto ecosystem through the most trusted fintech platform.

Take full control of your business

Automatic is a paradigm shift for used car financing companies and auto dealerships. Our next-generation platform streamlines the entire loan process, helps dealerships boost vehicle sales by reducing the funding and titling, and maintains transparency at every step. The result is enhanced buyer trust and satisfaction.

Automatic’s loan syndication process

The value proposition

• Access to liquidity,
• Instant lender decisioning
• Ability to add multiple ancillary products to financial application
• Cost Efficient
• Integration with DMS’s and CRM’s

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• Vetted dealerships
• Big data analysis on loans
• Criteria driven rate cards, only Pre-qualified applications
• Correspondent lending
• LOS friendly (Fiserv, TCI, Meridian Link)

Automatic: A working platform making an impact

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Financials + net income achieved by end of year 1

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Automatic dealerships to-date

Automatic quarterly deal flow 2021-2022

Used independent dealers:
An underserved market

• 55,000 independent dealerships nationwide

• Independent dealers lack the financing support that Franchise dealers receive from their manufacturing arm

• $228B in originated serviceable loans coming from the independent space

• 39.3 Million used auto units sold in 2020

• The lack of new car inventory due to industry shortages lead to an average used auto transaction price of $26,457 in June of 2021, 27% increase YoY

Strategic customer acquisition

Dealership Headstart
Through Eric Burney, CEO and his 20+ years industry experience and a personal network of 1300 independent dealerships.

Strategic Vendor Partnerships
Over 75+ Finance & Insurance agents will shortly begin signing up dealerships on Automatic’s behalf

DMS Integrations
Currently in talks with multiple Dealer Management Systems to unlock networks of 1000s dealerships per system.

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Estimate of adding 2-3K+ dealerships by EOY 2022
for 122%-233% Growth
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Transactional revenue model

• 35bps of loan market value
• $3002 per lead closed to F&I/Ancillary products
• $25 per Aftermarket product lead

3-year revenue projections*

* Click here for important information regarding Financial Projections which are not guaranteed.

Lasting market changes

De-urbanization and economic macro-conditions increase purchases of used cars

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Used car purchases rebound sharply and outperform:

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Used car purchases outperform in tough times:

Big picture

The new dealership model

1. Carvana: 750,000 unit transactions since Jan. 2013
   Last quarter: 107,815 units sold
   Q2 revenue: $3.3B
2. Independent Dealers will be able to leverage Automatic SaaS to stay competitive
3. While the consumer journey may begin digitally, 61.4% of customers still prefer to buy from the dealership

Competitive advantage vs other financing platforms

Additional revenue opportunities

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Resale 
Credit Bureau, CARFAX

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Aftermarket Products
 WeatherTech, Sirius XM 

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White-Labeling
 Foreign markets, small national lenders

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Data 
Stratified reporting, industry insights 

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LOS Integration
 Receiving turn down loans passed though automatic lending network

Use of funds

Eric Burney

CEO, Co-Founder
20+ yrs. auto lender and broker

Max Kane

CFO, Co-Founder
20+ yrs. MBS market.

John Liu

Co-Founder
19+ yrs. strategy and fintech

Alex Egan

 Marketing Advisor, Co-Founder
10 yrs. marketing and fintech