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AdvisorCheck

Empowering investors with financial marketplace transparency and accountability

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Rentberry

Invest Pre-IPO in the AI Revolution Transforming $13...

Republic Funding Portal · Reg CF

Documents

Republic (OpenDeal Portal LLC, CRD #283874) is hosting this Reg CF securities offering by AIMR Analytics, Inc.. View the official SEC filing and all updates:

Form C SEC.gov

Company documents

AdvisorCheck Crowd SAFE AIMR Analytics (AdvisorCheck) Form C.pdf

Hear from some of the 0 investors in AdvisorCheck

Highlights

Enormous Market: Trillions in Assets - Old and Archaic Industry
Traction: +100K Monthly Active Users and Data on +1.3M Financial Advisors
Big Problem: 59% of Americans want Financial Advice - Can't Find it!
Huge Growth: 4x Growth in Building Phase & 165% CAGR
Disruptive Platform: Leveraging AI, Big Data, Intuitive, and Affordable
Just the Beginning: All Organic Traffic - 34x Growth Since Launch Feb 2023
Great Investors: 2.4M Raised from Founders & Management Team

Opportunity

Reimagining a New Playing Field for Every Investor

What's the Big Deal?

How We're Solving it.

How Big is the Opportunity?

Hint: Trillions

Product

Proprietary Algorithm to Empower Every Investor

What's the User Journey Like?

Nothing Exists Today with These Features.

Massive Data Monetization via ML/AI

Traction

We're Just Getting Started!

And We're Everywhere!

We're Raising Awareness.

Off to an Incredible Start!

We're Growing Fast - Already Top 30th Percentile in the World for Number of Website Visitors per Month

Business model

Enormous B2C and B2B

Massive Opportunity for Top Line Growth.

We're Ready to Build Faster and Bigger.

Profitable in the Near Future.

We Need Your Support.

Wrap Up.

Vision and strategy

The Platform Connecting Investors and Advisors

Bringing Financial Advice and Consumers Together via Technology and Big Data.

We're Helping You, and You and You!

More Than a Unicorn.

Leadership

Experienced, Diverse, Hungry, and Talented

We're Just Like You....We Want Transparency!

It's a Deep Team.

Deal terms

Valuation cap

$15,000,000

The maximum valuation at which your investment converts into equity shares or cash.
Learn more

Discount

30%

If a trigger event for AdvisorCheck occurs, the discount provision gives investors equity shares (or equal value in cash) at a reduced price.
Learn more.

Minimum investment

$250

The smallest investment amount that AdvisorCheck is accepting.
Learn more

Maximum investment

$100,000

The largest investment amount that AdvisorCheck is accepting.
Learn more

Funding goal

$750K

AdvisorCheck must achieve its minimum goal of $50K before the deadline. AdvisorCheck has set a funding goal of $750K. The maximum amount the offering can raise is $1.24M.
Learn more

Deadline

AdvisorCheck needs to reach their minimum funding goal before the deadline ( ). If they don’t, all investments will be refunded.
Learn more

Type of security

Crowd SAFE

A SAFE allows an investor to make a cash investment in a company, with rights to receive certain company stock at a later date, in connection with a specific event. · Learn more

Documents

Republic (OpenDeal Portal LLC, CRD #283874) is hosting this Reg CF securities offering by AIMR Analytics, Inc.. View the official SEC filing and all updates:

Form C SEC.gov

Company documents

AdvisorCheck Crowd SAFE AIMR Analytics (AdvisorCheck) Form C.pdf

Bonus perks

In addition to your Crowd SAFE, you'll receive perks for investing in AdvisorCheck.

Invest

$250

Receive

"I Joined the Movement!" Badge to Share on Social Media
One Free AdvisorCheck + Due Diligence Report on your advisor

Invest

$1,000

Receive

FOR INVESTORS "I Joined the Movement!" Badge to Share on Social Media
Monitoring of a Financial Advisor for ONE Year including AdivosrCheck+ Due Diligence Report (Q1 2024 Release)
FOR FINANCIAL ADVISORS:
"I Joined the Movement!" Badge to Share on Social Media
Due Diligence Report (currently called AdvisorCheck+)
Marketing Team Will Help You Build Your Profile on AdvisorCheck

Invest

$5,000

Receive

FOR INVESTORS:
"I Joined the Movement!" Badge to Share on Social Media
Monitoring of a Financial Advisor for TWO Years including AdivosrCheck+ Due Diligence Report (Q1 2024 Release)
AdvisorCheck Branded Stanley Tumbler
FOR FINANCIAL ADVISORS:
"I Joined the Movement!" Badge to Share on Social Media
Due Diligence Report (currently called AdvisorCheck+)
One Hour Marketing Consult for Financial Advisors to Build Their Practice AND AdvisorCheck Profile
AdvisorCheck Branded Stanley Tumbler

Invest

$10,000

Receive

FOR INVESTORS:
All of the Above PLUS
Shoutout on Social Media
Meet and Greet with the Founders and Team for Lunch in Los Angeles, CA.
OR FOR FINANCIAL ADVISORS:
All of the Above PLUS
Shoutout on Social Media
Meet and Greet with the Founders and Team for Lunch in Los Angeles, CA.

Invest

$50,000

Receive

All of the Above PLUS
1:1 Call with our Founders to Discuss Roadmap, Metrics, etc.
All Expenses Trip to Los Angeles, CA for 1 Night Dinner with Our CEO in Person
OR FOR FINANCIAL ADVISORS:
All of the Above PLUS
1:1 Call with our Founders to Discuss Roadmap, Metrics, etc.
All Expenses Trip to Los Angeles, CA for 1 Night Dinner with Our CEO in Person

Limited (2 left of 2)

About AdvisorCheck

Legal Name

AIMR Analytics, Inc.

Founded

Dec 2021

Form

Delaware Corporation

Employees

Website

advisorcheck.com

Social Media

Headquarters

333 Sylvan Ave 201 , Englewood Cliffs, NJ

Headquarters

333 Sylvan Ave, 201, Englewood Cliffs, NJ, United States 07632

AdvisorCheck Team

Everyone helping build AdvisorCheck, not limited to employees

Adriel Tam

CEO and Board Member

Dan Hattori

COO

KJ Kim

Co-Founder and Chief Development Officer

MK Ko

Co-Founder Senior Software Developer

Jenny Minoux

Advisor Relations

Leonard Kim

Director of Marketing

Joshua J.

Back End Developer

Samjot S.

Front End Developer

8 more team members

Adriel Tam

CEO and Board Member

Dan Hattori

COO

KJ Kim

Co-Founder and Chief Development Officer

MK Ko

Co-Founder Senior Software Developer

Jenny Minoux

Advisor Relations

Leonard Kim

Director of Marketing

Joshua J.

Back End Developer

Samjot S.

Front End Developer

Press

Find Advice That's Worth The Price

Kiplinger.com

Dec 15, 2023

Our CEO Adriel Tam speaks with Kiplinger Magazine about the various types of advisors and firms available to consumers to...

Adriel Tam of AdvisorCheck: 6 Ways First-Time Investors C...

CEOWORLD magazine

Nov 3, 2023

As Adriel Tam, CEO of AdvisorCheck, a company that helps individuals find and compare financial advisor profiles explains...

Don't Waste Your Money - Here Are 5 Proven Tips for First...

Entrepreneur

Oct 27, 2023

Yes, you want your money to work for you, but there's no sense in wasting it away, either.

AdvisorCheck Names Top Executive - Los Angeles Business J...

Los Angeles Business Journal

Aug 21, 2023

AdvisorCheck, a platform that tracks the records of financial advisors, has named a chief executive. Adriel Tam was appoi...

Edelman tax head departs to lead advisor monitoring startup

RIA

Aug 8, 2023

Adriel Tam, who sold his $846m tax-focused RIA to Edelman in 2021, has joined AdvisorCheck as CEO.

What advisors really use fintech for, and why ease of use...

Financial Planning

Jul 7, 2023

Plus, two wealthtech startups celebrate successful funding rounds.

ADVISORCHECK RAISES $1.8 MILLION TO TRANSFORM THE WAY PEO...

Prnewswire

Jun 26, 2023

PRNewswire/ -- AdvisorCheck, a platform that provides new or seasoned investors an extra level of protection through back...

Smart Investing for Entrepreneurs: 4 Crucial Rules to Fol...

Jun 16, 2023

AdvisorCheck shares tips on the top investing rules to secure your financial future and achieve successful long-term gains.

Advisor Check Debuts Online Database Of FAs

Fa-mag

May 1, 2023

Financial Advisor Magazine created exclusively for advisors by highly experienced editorial and publishing teams. We prov...

ADVISORCHECK PUBLICIZES COMPREHENSIVE BACKGROUND DATA ON ...

Yahoo Finance

Mar 28, 2023

AdvisorCheck.com released public profiles for its entire database of financial advisors. This effort was made to provide ...

AdvisorCheck aims to be one-stop shop for advisor miscond...

Financial Planning

Jan 12, 2023

The fintech startup is mining SEC, FINRA and other data to make information on financial advisors easier for consumers to...

Before you say 'I do' to a financial adviser, you must ve...

USA TODAY

If you were recently engaged, this is how you can start to responsibly plan for your financial future - and your spouse o...

Younger Parents Are Moving In With Kids: Here's Why

US News & World Report

When it's done right, the benefits of multigenerational living can outweigh the drawbacks of many relatives living under ...

How Well Do You Know Your Closest Business Confidants? (A...

Forbes

There are no ifs, ands or buts about it: You need to know the people you're working with extremely well to achieve both s...

Show all

FAQ

How do I earn a return?

We are using Republic's Crowd SAFE security. Learn how this translates into a return on investment here.

What must I do to receive my equity or cash in the event of the conversion of my Crowd SAFE?

Suppose the Company converts the Crowd SAFE as a result of an equity financing. In that case, you must open a custodial account with the custodian and sign subscription documentation to receive the equity securities. The Company will notify you of the conversion trigger, and you must complete necessary documentation within 30 days of such notice. If you do not complete the required documentation with that time frame, you will only be able to receive an amount of cash equal to (or less in some circumstances) your investment amount. Unclaimed cash will be subject to relevant escheatment laws. For more information, see the Crowd SAFE for this offering.

If the conversion of the Crowd SAFE is triggered as a result of a Liquidity Event (e.g. M&A or an IPO), then you will be required to select between receiving a cash payment (equal to your investment amount or a lesser amount) or equity. You are required to make your selection (and complete any relevant documentation) within 30 days of such receiving notice from the Company of the conversion trigger, otherwise you will receive the cash payment option, which will be subject to relevant escheatment laws. The equity consideration varies depending on whether the Liquidity Event occurs before or after an equity financing. For more information, see the Crowd SAFE for this offering.

Can I make investments in my kids' names if they are younger than 18?

Minors are not legally permitted to enter into investment contracts independently. Typically, they require a legal guardian or parent to make investments on their behalf. For the exact mechanics of how that is executed on the Republic platform please reach out investors@republic.co and they can help get that accomplished.

How does one pull their money out in the future? Is it only upon sale of the company or can one sell their S.A.F.E. note to a third party or only an existing note holder?

The SAFE notes cannot be sold on any exchange or secondary market. It is also critical to understand that the nature of a SAFE note is not equity, it is a agreement for future equity as SAFE stands for Simple Agreement for Future Equity. Individuals make investments via a SAFE for the chance to earn a return—in the form of equity in the company or a cash payout—if the company is acquired, goes public, or sells all of its assets. Investors acquiring the SAFE get a financial stake in the company, but are not immediately holders of equity. Investments are converted to equity if certain “trigger events” occur, such as the company’s acquisition or IPO and these triggers are not guaranteed but possibilities.

Are the S.A.F.E. notes essentially like stock shares and one can track the value of their notes in the future?

No, there is no market where the value is tracked and they are not valued until a trigger event occurs (in most cases this will be acquisition or IPO). You won’t be able to track the day to day or year to year value of the company. Your return depends on your investment amount, the company’s exit valuation (how much the company is worth if and when a trigger event happens), and the terms of the Crowd SAFE.

Can one make the upcoming investment in their 401K?

Yes, you may set this up as an entity. Please see here for the Republic FAQ on investing as an entity.

This is not a donation campaign. This offering is for Crowd SAFE which allows an investor to make a cash investment in a company, with rights to receive certain company stock at a later date, in connection with a specific event.

Investors using the Crowd SAFE get a financial stake in the company but are not immediately holders of equity. Investments are converted to equity if certain “trigger events” occur, such as the company’s acquisition or IPO.

Learn More here: https://republic.com/learn/investors/crowdsafe

I would like to invest but I don't share my bank info. Can I mail a check?

As a regulated securities portal, Republic can only facilitate investments online using the https://republic.com website.

If you send a check to Republic or a company conducting a campaign on Republic, the check will be returned to you and no investment commitment will have been made or recognized.

However, Republic supports multiple payment methods. They do accept credit and debit cards, ACH transfers from US bank accounts and wire transfers from any, including international, bank accounts.

Do you take credit cards for payments?

Republic supports multiple payment methods. They do accept credit and debit cards, ACH transfers from US bank accounts and wire transfers from any, including international, bank accounts.

Still have questions? Check the discussion section.

Show all FAQ

Risks

We are not currently profitable. Our ability to reduce losses and reach profitability is unproven, and we may never achieve or sustain profitability.

The Issuer’s current business strategy focuses on creating greater brand awareness and increasing the number of users and members to their business, rather than focusing on maximizing revenue. Accordingly, the Issuer currently generates revenue less than our expenses on a monthly or other basis. We have incurred net losses to date and we cannot state with any certainty when or if we will achieve profitability.

We have a limited operating history upon which you can evaluate our performance, and accordingly, our prospects must be considered in light of the risks that any new company encounters.

The Issuer is still in an early phase, and we are just beginning to implement our business plan. There can be no assurance that we will ever operate profitably. The likelihood of our success should be considered in light of the problems, expenses, difficulties, complications and delays usually encountered by early-stage companies. The Issuer may not be successful in attaining the objectives necessary for it to overcome these risks and uncertainties.

Global crises and geopolitical events, including without limitation, COVID-19 can have a significant effect on our business operations and revenue projections.

A significant outbreak of contagious diseases, such as COVID-19, in the human population could result in a widespread health crisis. Additionally, geopolitical events, such as wars or conflicts, could result in global disruptions to supplies, political uncertainty and displacement. Each of these crises could adversely affect the economies and financial markets of many countries, including the United States where we principally operate, resulting in an economic downturn that could reduce the demand for our products and services and impair our business prospects, including as a result of being unable to raise additional capital on acceptable terms, if at all.

The amount of capital the Issuer is attempting to raise in this Offering may not be enough to sustain the Issuer’s current business plan.

In order to achieve the Issuer’s near and long-term goals, the Issuer may need to procure funds in addition to the amount raised in the Offering. There is no guarantee the Issuer will be able to raise such funds on acceptable terms or at all. If we are not able to raise sufficient capital in the future, we may not be able to execute our business plan, our continued operations will be in jeopardy and we may be forced to cease operations and sell or otherwise transfer all or substantially all of our remaining assets, which could cause an Investor to lose all or a portion of their investment.

We may face potential difficulties in obtaining capital.

We may have difficulty raising needed capital in the future as a result of, among other factors, our lack of revenues from sales, as well as the inherent business risks associated with our Issuer and present and future market conditions. Our business currently does not generate any substantial sales and future sources of revenue may not be sufficient to meet our future capital requirements. We will require additional funds to execute our business strategy and conduct our operations long-term. This may include this Offering as well as subsequent offerings. If adequate funds are unavailable, we may be required to delay, reduce the scope of or eliminate one or more of our research, development or commercialization programs, product launches or marketing efforts, any of which may materially harm our business, financial condition and results of operations.

We may not have enough authorized capital stock to issue shares of common stock to investors upon the conversion of any security convertible into shares of our common stock, including the Securities.

Unless we increase our authorized capital stock, we may not have enough authorized common stock to be able to obtain funding by issuing shares of our common stock or securities convertible into shares of our common stock. We may also not have enough authorized capital stock to issue shares of common stock to investors upon the conversion of any security convertible into shares of our common stock, including the Securities.

We may implement new lines of business or offer new products and services within existing lines of business.

As an early-stage company, we may implement new lines of business at any time. There are substantial risks and uncertainties associated with these efforts, particularly in instances where the markets are not fully developed. In developing and marketing new lines of business and/or new products and services, we may invest significant time and resources. Initial timetables for the introduction and development of new lines of business and/or new products or services may not be achieved, and price and profitability targets may not prove feasible. We may not be successful in introducing new products and services in response to industry trends or developments in technology, or those new products may not achieve market acceptance. As a result, we could lose business, be forced to price products and services on less advantageous terms to retain or attract clients or be subject to cost increases. As a result, our business, financial condition or results of operations may be adversely affected.

We rely on other companies to provide components and services for our products.

We depend on suppliers and contractors to meet our contractual obligations to our customers and conduct our operations. Our ability to meet our obligations to our customers may be adversely affected if suppliers or contractors do not provide the agreed-upon supplies or perform the agreed-upon services in compliance with customer requirements and in a timely and cost-effective manner. Likewise, the quality of our products may be adversely impacted if companies to whom we delegate manufacture of major components or subsystems for our products, or from whom we acquire such items, do not provide components which meet required specifications and perform to our and our customers’ expectations. Our suppliers may be unable to quickly recover from natural disasters and other events beyond their control and may be subject to additional risks such as financial problems that limit their ability to conduct their operations. The risk of these adverse effects may be greater in circumstances where we rely on only one or two contractors or suppliers for a particular component. Our products may utilize custom components available from only one source. Continued availability of those components at acceptable prices, or at all, may be affected for any number of reasons, including if those suppliers decide to concentrate on the production of common components instead of components customized to meet our requirements. The supply of components for a new or existing product could be delayed or constrained, or a key manufacturing vendor could delay shipments of completed products to us adversely affecting our business and results of operations.

The Issuer could potentially be found to have not complied with securities law in connection with this Offering related to a Reservation Campaign (also known as “Testing the Waters”)

Prior to filing this Form C, the Issuer engaged in a Reservation Campaign (also known as “testing the waters”) permitted under Regulation Crowdfunding (17 CFR 227.206), which allows issuers to communicate to determine whether there is interest in the offering. All communication sent is deemed to be an offer of securities for purposes of the antifraud provisions of federal securities laws. Any Investor who expressed interest prior to the date of this Offering should read this Form C thoroughly and rely only on the information provided herein and not on any statement made prior to the Offering. The communications sent to Investors prior to the Offering are attached as Exhibit D. Some of these communications may not have included proper disclaimers required for a Reservation Campaign.

We rely on various intellectual property rights, including trademarks, in order to operate our business.

The Issuer relies on certain intellectual property rights to operate its business. The Issuer’s intellectual property rights may not be sufficiently broad or otherwise may not provide us a significant competitive advantage. In addition, the steps that we have taken to maintain and protect our intellectual property may not prevent it from being challenged, invalidated, circumvented or designed-around, particularly in countries where intellectual property rights are not highly developed or protected. In some circumstances, enforcement may not be available to us because an infringer has a dominant intellectual property position or for other business reasons, or countries may require compulsory licensing of our intellectual property. Our failure to obtain or maintain intellectual property rights that convey competitive advantage, adequately protect our intellectual property or detect or prevent circumvention or unauthorized use of such property, could adversely impact our competitive position and results of operations. We also rely on nondisclosure and noncompetition agreements with employees, consultants and other parties to protect, in part, trade secrets and other proprietary rights. There can be no assurance that these agreements will adequately protect our trade secrets and other proprietary rights and will not be breached, that we will have adequate remedies for any breach, that others will not independently develop substantially equivalent proprietary information or that third parties will not otherwise gain access to our trade secrets or other proprietary rights. As we expand our business, protecting our intellectual property will become increasingly important. The protective steps we have taken may be inadequate to deter our competitors from using our proprietary information. In order to protect or enforce our patent rights, we may be required to initiate litigation against third parties, such as infringement lawsuits. Also, these third parties may assert claims against us with or without provocation. These lawsuits could be expensive, take significant time and could divert management’s attention from other business concerns. The law relating to the scope and validity of claims in the technology field in which we operate is still evolving and, consequently, intellectual property positions in our industry are generally uncertain. We cannot assure you that we will prevail in any of these potential suits or that the damages or other remedies awarded, if any, would be commercially valuable.

The Issuer’s success depends on the experience and skill of the board of directors, its executive officers and key employees and contractors.

We are dependent on our board of directors, executive officers and key employees and key contractors. These persons may not devote their full time and attention to the matters of the Issuer. The continued development of our business and our products and services is dependent on the knowledge and skill of our board of directors, executive officers, and key employees and key contractors. While it is unlikely that all members of this relatively small group may experience any adverse event that would prevent or restrict them from being able to continue participation in the Issuer’s business, it is possible, and it is possible than any one or a few members may experience such events at any given time. The loss of our board of directors, executive officers and key employees and contractors could harm the Issuer’s business, financial condition, cash flow and results of operations.

Although dependent on certain key personnel, the Issuer does not have any key person life insurance policies on any such people.

We are dependent on certain key personnel in order to conduct our operations and execute our business plan, however, the Issuer has not purchased any insurance policies with respect to those individuals in the event of their death or disability. Therefore, if any of these personnel die or become disabled, the Issuer will not receive any compensation to assist with such person’s absence. The loss of such person could negatively affect the Issuer and our operations. We have no way to guarantee key personnel will stay with the Issuer, as many states do not enforce non-competition agreements, and therefore acquiring key man insurance will not ameliorate all of the risk of relying on key personnel.

Damage to our reputation could negatively impact our business, financial condition and results of operations.

Our reputation and the quality of our brand are critical to our business and success in existing markets, and will be critical to our success as we enter new markets. Any incident that erodes consumer loyalty for our brand could significantly reduce its value and damage our business. We may be adversely affected by any negative publicity, regardless of its accuracy. Also, there has been a marked increase in the use of social media platforms and similar devices, including blogs, social media websites and other forms of internet-based communications that provide individuals with access to a broad audience of consumers and other interested persons. The availability of information on social media platforms is virtually immediate as is its impact. Information posted may be adverse to our interests or may be inaccurate, each of which may harm our performance, prospects or business. The harm may be immediate and may disseminate rapidly and broadly, without affording us an opportunity for redress or correction.

Our business could be negatively impacted by cyber security threats, attacks and other disruptions.

We may face threats of advanced and persistent attacks on our information infrastructure where we manage and store various proprietary information and sensitive/confidential data relating to our operations. These attacks may include sophisticated malware (viruses, worms, and other malicious software programs) and phishing emails that attack our products or otherwise exploit any security vulnerabilities. These intrusions sometimes may be zero-day malware that are difficult to identify because they are not included in the signature set of commercially available antivirus scanning programs. Experienced computer programmers and hackers may be able to penetrate our network security and misappropriate or compromise our confidential information or that of our customers or other third-parties, create system disruptions, or cause shutdowns. Additionally, sophisticated software and applications that we produce or procure from third-parties may contain defects in design or manufacture, including “bugs” and other problems that could unexpectedly interfere with the operation of the information infrastructure. A disruption, infiltration or failure of our information infrastructure systems or any of our data centers as a result of software or hardware malfunctions, computer viruses, cyber-attacks, employee theft or misuse, power disruptions, natural disasters or accidents could cause breaches of data security, loss of critical data and performance delays, which in turn could adversely affect our business. Growth and acceptance rates for our products and services that are sudden and higher than expected could result in unexpected demand on our information technology systems causing various connectivity and access issues. A consumer experiences such issues may be lost, even if we are able to remedy the issue promptly. If we are unable to remedy these kinds of issues promptly there may be greater adverse impacts on our business and results of operations.

Security breaches of confidential customer information, in connection with our electronic processing of credit and debit card transactions, or confidential employee information may adversely affect our business.

Our business requires the collection, transmission and retention of personally identifiable information, in various information technology systems that we maintain and in those maintained by third parties with whom we contract to provide services. The integrity and protection of that data is critical to us. The information, security and privacy requirements imposed by governmental regulation are increasingly demanding. Our systems may not be able to satisfy these changing requirements and customer and employee expectations, or may require significant additional investments or time in order to do so. A breach in the security of our information technology systems or those of our service providers could lead to an interruption in the operation of our systems, resulting in operational inefficiencies and a loss of profits. Additionally, a significant theft, loss or misappropriation of, or access to, customers’ or other proprietary data or other breach of our information technology systems could result in fines, legal claims or proceedings.

The use of Individually identifiable data by our business, our business associates and third parties is regulated at the state, federal and international levels.

The regulation of individual data is changing rapidly, and in unpredictable ways. A change in regulation could adversely affect our business, including causing our business model to no longer be viable. Costs associated with information security – such as investment in technology, the costs of compliance with consumer protection laws and costs resulting from consumer fraud – could cause our business and results of operations to suffer materially. Additionally, the success of our online operations depends upon the secure transmission of confidential information over public networks, including the use of cashless payments. The intentional or negligent actions of employees, business associates or third parties may undermine our security measures. As a result, unauthorized parties may obtain access to our data systems and misappropriate confidential data. There can be no assurance that advances in computer capabilities, new discoveries in the field of cryptography or other developments will prevent the compromise of our customer transaction processing capabilities and personal data. If any such compromise of our security or the security of information residing with our business associates or third parties were to occur, it could have a material adverse effect on our reputation, operating results and financial condition. Any compromise of our data security may materially increase the costs we incur to protect against such breaches and could subject us to additional legal risk.

The industry our business is engaged in is regulated at the state, federal and international levels. These regulations change from time to time and could be modified in the future in a way that restricts or hinders our ability to provide our products and services.

The Issuer provides products and services related to securities and financial advisory services (the “Industry”). While the Issuer is not a financial advisor, securities broker, or other financial services professional directly regulated by any federal, state, or international regulation applicable to the Industry, the financial services professionals and information available about them through the Issuer’s products and services may be regulated by such laws and rules. Accordingly, the Issuer may be indirectly affected by such laws and rules, and changes to such laws as they affect the Industry. This regulation of the Industry is changing rapidly, and in unpredictable ways. A change in regulation could adversely affect our business, including causing our business model to no longer be viable. Costs associated with assuring our products and services remain compliant with Industry regulation, to the extent required or advisable to maintain acceptance by the Industry’s participants. There can be no assurance that Industry regulations will not change in a manner that restricts our ability to offer our products and services.

Our business is dependent on access to data from sources that we do not control. We are vulnerable to fluctuations in the costs of obtaining data, as well as an inability to assure its completeness or accuracy. We are reliant on third parties to maintain the quality of our products and services.

The Issuer obtains data necessary for the operation of our products and services from various third parties rather than directly sourcing such information. The parties controlling such information may change the terms of access to such information at any time and for any reason. This may result in operational difficulties including, but not limited to, increased costs to procure data, the loss of formerly available data and inability to integrate it into our products and services. In some cases the data obtained from a supplier may not be available from an alternative source. In addition, because we do not control the data we cannot be assured of its completeness or accuracy, and we will have difficulty detecting when information is incomplete or inaccurate prior to its incorporation into our products and services. If the data we rely upon is incomplete or inaccurate we may have to take remedial measures, which may create unexpected costs. Incomplete or inaccurate data may also create negative safety and quality perceptions amongst our consumers, and whether or not justified, could result in additional regulatory scrutiny or actual or threatened legal action. All of these could damage the Issuer’s reputation, reduce demand for our products and services, and negatively impact revenues or profitability.

Certain of our agreements with data sources may have fixed licensing costs or purchase commitments that could result in us spending more on procuring data than we are able to generate revenues from the incorporation of such data into our products and services.

The terms of certain license agreements with sources of data incorporated into our products and services may feature fixed licensing fees or licensing fees that require purchase of a minimum amount of data from the source. These types of licensing arrangements may in effect obligate us to purchase data or access to data at costs exceeding the revenues associated with the purchase of the products and services the purchased data is incorporated into, particularly, but not exclusively, if our sales have declined. The payment of licensing fees and costs in excess of our revenues from use of the licensed data would negatively impact our business and results of operations.

We cannot be certain of acceptance in the marketplace by our intended consumers.

The Issuer’s products and services represent a new offering in the Industry, Market acceptance for new products and services is subject to a high level of uncertainty. Our success is dependent on our ability to foster and maintain consumer confidence in the safety, quality, and usefulness of our products and services. Personal finance decisions to tend to be highly scrutinized by consumers and frequently involve consumers that exercise great caution and a high degree of care in their decision making. It may take a long time to foster consumer confidence, and there is no guarantee that such consumers will ever develop confidence or readily adopt new products or services. The Issuer has made certain assumptions as to the acceptance of the market for its products and services which, if not met, could substantially impair the sales and profitability of the Company and could have a material adverse impact on cash flow from operations.

We cannot be certain of acceptance in the marketplace by financial professionals.

Some of the Issuer’s products and services are to some extent dependent on participation by financial services professionals. There can be no guarantee that these individuals and firms will readily accept our products and services, and interact with them in the manner we intend to achieve the goals of our products and services. Larger institutions and firms in particular, may be slower to accept our products and services and be willing to participate in them. The participation of larger institutions and firms would help us significantly in Industry-wide acceptance as acceptance here means both an influx of a larger number of financial services professionals directly participating in our products and services as well as having a “tastemaker” effect where adoption by larger or more prominent institutions and firms may motivate others to participate as well. Slower acceptance or non-acceptance by these larger institutions and firms may adversely impact our growth.

We must correctly predict, identify, and interpret changes in consumer preferences and demand, offer new products to meet those changes, and respond to competitive innovation. Consumer preferences for our products change continually.

Our success is dependent on our ability to predict, identify, and interpret the needs, wants, and habits of consumers and to develop and offer products and services that appeal to consumer preferences. If our products and services are not appealing and unresponsive to the ever-changing preferences of consumers, our sales will decline. We must be able to distinguish between preferences that have long term impact and those that may be “fads” or otherwise of the moment. If do not make these distinctions accurately, or if we do not timely introduce products and services responsive to these preferences, our sales will decline. Our products and services must be consistently updated to remain innovative and useful, anticipatory of consumer needs and acceptance. We must obtain and protect necessary intellectual property rights in our innovations, and avoid infringing on the intellectual property rights of others. Failure to do so could adversely impact our business.

Our advertising and marketing efforts may be costly and may not achieve desired results.

The Issuer is in an early phase of operation and is a new entrant to the field of financial services. As such we must undertake efforts to generate awareness of our operations and promote acceptance of our products and services. We will likely incur significant expense in connection with the advertising and marketing efforts necessary to support these activities. Although we intend to target our advertising and marketing efforts potential customers who we believe are likely to be in the market for the products we sell, we cannot assure you that our advertising and marketing efforts will achieve our desired results. In addition, we will periodically adjust our advertising expenditures in an effort to optimize the return on such expenditures. Any decrease in the level of our advertising expenditures, which may be made to optimize such return could adversely affect our sales.

The Issuer is not subject to Sarbanes-Oxley regulations and may lack the financial controls and procedures of public companies.

The Issuer may not have the internal control infrastructure that would meet the standards of a public company, including the requirements of the Sarbanes Oxley Act of 2002. As a privately-held (non-public) issuer, the Issuer is currently not subject to the Sarbanes Oxley Act of 2002, and its financial and disclosure controls and procedures reflect its status as a development stage, non-public company. There can be no guarantee that there are no significant deficiencies or material weaknesses in the quality of the Issuer’s financial and disclosure controls and procedures. If it were necessary to implement such financial and disclosure controls and procedures, the cost to the Issuer of such compliance could be substantial and could have a material adverse effect on the Issuer’s results of operations.

Our business provides publicly available background information on individuals. There is a risk that these individuals may object to us disclosing this information and file a lawsuit against us.

We operate in a highly regulated environment, and if we are found to be in violation of any of the federal, state, or local laws or regulations applicable to us, our business could suffer.

We are also subject to a wide range of federal, state, and local laws and regulations, such as local licensing requirements, and retail financing, debt collection, consumer protection, environmental, health and safety, creditor, wage-hour, anti-discrimination, whistleblower and other employment practices laws and regulations and we expect these costs to increase going forward. The violation of these or future requirements or laws and regulations could result in administrative, civil, or criminal sanctions against us, which may include fines, a cease-and-desist order against the subject operations or even revocation or suspension of our license to operate the subject business. As a result, we have incurred and will continue to incur capital and operating expenditures and other costs to comply with these requirements and laws and regulations.

Our business involves the provision of public information concerning private individuals.

We provide publicly available background information referencing both individuals and business entities. The publication of such publicly available information is subject to a wide range of federal, state, and local laws and regulations as well as various judicial precedents. The law governing this subject matter may change from time to time. Further, even though the information we provide is drawn from publicly available sources, the subjects of such information may take exception to its publication and attempt to take various actions that could disrupt our normal business operations. These include, but are not limited to, lawsuits and attempts to obtain changes in the law that would restrict access to or use of publicly available information.

State and federal securities laws are complex, and the Issuer could potentially be found to have not complied with all relevant state and federal securities law in prior offerings of securities.

The Issuer has conducted previous offerings of securities and may not have complied with all relevant state and federal securities laws. If a court or regulatory body with the required jurisdiction ever concluded that the Issuer may have violated state or federal securities laws, any such violation could result in the Issuer being required to offer rescission rights to investors in such offering. If such investors exercised their rescission rights, the Issuer would have to pay to such investors an amount of funds equal to the purchase price paid by such investors plus interest from the date of any such purchase. No assurances can be given the Issuer will, if it is required to offer such investors a rescission right, have sufficient funds to pay the prior investors the amounts required or that proceeds from this Offering would not be used to pay such amounts.

In addition, if the Issuer violated federal or state securities laws in connection with a prior offering and/or sale of its securities, federal or state regulators could bring an enforcement, regulatory and/or other legal action against the Issuer which, among other things, could result in the Issuer having to pay substantial fines and be prohibited from selling securities in the future.

The U.S. Securities and Exchange Commission does not pass upon the merits of the Securities or the terms of the Offering, nor does it pass upon the accuracy or completeness of any Offering document or literature.

You should not rely on the fact that our Form C is accessible through the U.S. Securities and Exchange Commission’s EDGAR filing system as an approval, endorsement or guarantee of compliance as it relates to this Offering. The U.S. Securities and Exchange Commission has not reviewed this Form C, nor any document or literature related to this Offering.

Neither the Offering nor the Securities have been registered under federal or state securities laws.

No governmental agency has reviewed or passed upon this Offering or the Securities. Neither the Offering nor the Securities have been registered under federal or state securities laws. Investors will not receive any of the benefits available in registered offerings, which may include access to quarterly and annual financial statements that have been audited by an independent accounting firm. Investors must therefore assess the adequacy of disclosure and the fairness of the terms of this Offering based on the information provided in this Form C and the accompanying exhibits.

The Issuer's management may have broad discretion in how the Issuer uses the net proceeds of the Offering.

Unless the Issuer has agreed to a specific use of the proceeds from the Offering, the Issuer’s management will have considerable discretion over the use of proceeds from the Offering. You may not have the opportunity, as part of your investment decision, to assess whether the proceeds are being used appropriately.

The Intermediary Fees paid by the Issuer are subject to change depending on the success of the Offering.

At the conclusion of the Offering, the Issuer shall pay the Intermediary the greater of (A) a fee of seven percent (7%) of the dollar amount raised in the Offering or (B) a cash fee of twelve thousand dollars ($12,000.00). The compensation paid by the Issuer to the Intermediary may impact how the Issuer uses the net proceeds of the Offering.

The Issuer has the right to limit individual Investor commitment amounts based on the Issuer’s determination of an Investor’s sophistication.

The Issuer may prevent any Investor from committing more than a certain amount in this Offering based on the Issuer’s determination of the Investor’s sophistication and ability to assume the risk of the investment. This means that your desired investment amount may be limited or lowered based solely on the Issuer’s determination and not in line with relevant investment limits set forth by the Regulation CF rules. This also means that other Investors may receive larger allocations of the Offering based solely on the Issuer’s determination.

The Issuer has the right to extend the Offering Deadline.

The Issuer may extend the Offering Deadline beyond what is currently stated herein. This means that your investment may continue to be held in escrow while the Issuer attempts to raise the Target Offering Amount even after the Offering Deadline stated herein is reached. While you have the right to cancel your investment in the event the Issuer extends the Offering Deadline, if you choose to reconfirm your investment, your investment will not be accruing interest during this time and will simply be held until such time as the new Offering Deadline is reached without the Issuer receiving the Target Offering Amount, at which time it will be returned to you without interest or deduction, or the Issuer receives the Target Offering Amount, at which time it will be released to the Issuer to be used as set forth herein. Upon or shortly after the release of such funds to the Issuer, the Securities will be issued and distributed to you.

The Issuer may also end the Offering early.

If the Target Offering Amount is met after 21 calendar days, but before the Offering Deadline, the Issuer can end the Offering by providing notice to Investors at least 5 business days prior to the end of the Offering. This means your failure to participate in the Offering in a timely manner, may prevent you from being able to invest in this Offering – it also means the Issuer may limit the amount of capital it can raise during the Offering by ending the Offering early.

The Issuer has the right to conduct multiple closings during the Offering.

If the Issuer meets certain terms and conditions, an intermediate close (also known as a rolling close) of the Offering can occur, which will allow the Issuer to draw down on seventy percent (70%) of Investor proceeds committed and captured in the Offering during the relevant period. The Issuer may choose to continue the Offering thereafter. Investors should be mindful that this means they can make multiple investment commitments in the Offering, which may be subject to different cancellation rights. For example, if an intermediate close occurs and later a material change occurs as the Offering continues, Investors whose investment commitments were previously closed upon will not have the right to re-confirm their investment as it will be deemed to have been completed prior to the material change.

Investors will not have voting rights, even upon conversion of the Securities and will grant a third-party nominee broad power and authority to act on their behalf.

In connection with investing in this Offering to purchase a Crowd SAFE (Simple Agreement for Future Equity) investors will designate Republic Investment Services LLC (f/k/a NextSeed Services, LLC) (the “Nominee”) to act on their behalf as agent and proxy in all respects. The Nominee will be entitled, among other things, to exercise any voting rights (if any) conferred upon the holder of the Securities or any securities acquired upon their conversion, to execute on behalf of an investor all transaction documents related to the transaction or other corporate event causing the conversion of the Securities, and as part of the conversion process the Nominee has the authority to open an account in the name of a qualified custodian, of the Nominee’s sole discretion, to take custody of any securities acquired upon conversion of the Securities. Thus, by participating in the Offering, investors will grant broad discretion to a third party (the Nominee and its agents) to take various actions on their behalf, and investors will essentially not be able to vote upon matters related to the governance and affairs of the Issuer nor take or effect actions that might otherwise be available to holders of the Securities and any securities acquired upon their conversion. Investors should not participate in the Offering unless he, she or it is willing to waive or assign certain rights that might otherwise be afforded to a holder of the Securities to the Nominee and grant broad authority to the Nominee to take certain actions on behalf of the investor, including changing title to the Security.

The Securities will not be freely tradable under the Securities Act until one year from when the securities are issued. Although the Securities may be tradable under federal securities law, state securities regulations may apply, and each Investor should consult with their attorney.

You should be aware of the long-term nature of this investment. There is not now and likely will not ever be a public market for the Securities. Because the Securities have not been registered under the Securities Act or under the securities laws of any state or foreign jurisdiction, the Securities have transfer restrictions and cannot be resold in the United States except pursuant to Rule 501 of Regulation CF. It is not currently contemplated that registration under the Securities Act or other securities laws will be affected. Limitations on the transfer of the Securities may also adversely affect the price that you might be able to obtain for the Securities in a private sale. Investors should be aware of the long-term nature of their investment in the Issuer. Each Investor in this Offering will be required to represent that they are purchasing the Securities for their own account, for investment purposes and not with a view to resale or distribution thereof. If a transfer, resale, assignment or distribution of the Security should occur prior to the conversion of the Security or after, if the Security is still held by the original purchaser directly, the transferee, purchaser, assignee or distribute, as relevant, will be required to sign a new Nominee Rider (as defined in the Security) and provide personally identifiable information to the Nominee sufficient to establish a custodial account at a later date and time. Under the Terms of the Securities, the Nominee has the right to place shares received from the conversion of the Security into a custodial relationship with a qualified third party and have said Nominee be listed as the holder of record. In this case, Investors will only have a beneficial interest in the equity securities derived from the Securities, not legal ownership, which may make their resale more difficult as it will require coordination with the custodian and Republic Investment Services.

Investors will not become equity holders until the Issuer decides to convert the Securities or until there is a change of control or sale of substantially all of the Issuer’s assets. The Investor may never directly hold equity in the Issuer.

Investors will not have an ownership claim to the Issuer or to any of its assets or revenues for an indefinite amount of time and depending on when and how the Securities are converted, the Investors may never become equity holders of the Issuer. Investors will not become equity holders of the Issuer unless the Issuer receives a future round of financing great enough to trigger a conversion and the Issuer elects to convert the Securities. The Issuer is under no obligation to convert the Securities. In certain instances, such as a sale of the Issuer or substantially all of its assets, an initial public offering or a dissolution or bankruptcy, the Investors may only have a right to receive cash, to the extent available, rather than equity in the Issuer. Further, the Investor may never become an equity holder, merely a beneficial owner of an equity interest, should the Issuer or the Nominee decide to move the Crowd SAFE or the securities issuable thereto into a custodial relationship.

Investors will not be entitled to any inspection or information rights other than those required by law.

Investors will not have the right to inspect the books and records of the Issuer or to receive financial or other information from the Issuer, other than as required by law. Other security holders of the Issuer may have such rights. Regulation CF requires only the provision of an annual report on Form C and no additional information. Additionally, there are numerous methods by which the Issuer can terminate annual report obligations, resulting in no information rights, contractual, statutory or otherwise, owed to Investors. This lack of information could put Investors at a disadvantage in general and with respect to other security holders, including certain security holders who have rights to periodic financial statements and updates from the Issuer such as quarterly unaudited financials, annual projections and budgets, and monthly progress reports, among other things.

Investors will be unable to declare the Security in “default” and demand repayment.

Unlike convertible notes and some other securities, the Securities do not have any “default” provisions upon which Investors will be able to demand repayment of their investment. The Issuer has ultimate discretion as to whether or not to convert the Securities upon a future equity financing and Investors have no right to demand such conversion. Only in limited circumstances, such as a liquidity event, may Investors demand payment and even then, such payments will be limited to the amount of cash available to the Issuer.

The Issuer may never elect to convert the Securities or undergo a liquidity event and Investors may have to hold the Securities indefinitely.

The Issuer may never conduct a future equity financing or elect to convert the Securities if such future equity financing does occur. In addition, the Issuer may never undergo a liquidity event such as a sale of the Issuer or an initial public offering. If neither the conversion of the Securities nor a liquidity event occurs, Investors could be left holding the Securities in perpetuity. The Securities have numerous transfer restrictions and will likely be highly illiquid, with no secondary market on which to sell them. If a transfer, resale, assignment or distribution of the Security should occur prior to the conversion of the Security or after, if the Security is still held by the original purchaser directly, the transferee, purchaser, assignee or distributee, as relevant, will be required to sign a new Nominee Rider (as defined in the Security) and provide personally identifiable information to the Nominee sufficient to establish a custodial account at a later date and time. Under the terms of the Securities, the Nominee has the right to place shares received from the conversion of the Security into a custodial relationship with a qualified third party and have said Nominee be listed as the holder of record. In this case, Investors will only have a beneficial interest in the equity securities derived from the Securities, not legal ownership, which may make their resale more difficult as it will require coordination with the custodian and Republic Investment Services. The Securities are not equity interests, have no ownership rights, have no rights to the Issuer’s assets or profits and have no voting rights or ability to direct the Issuer or its actions.

Any equity securities acquired upon conversion of the Securities may be significantly diluted as a consequence of subsequent equity financings.

The Issuer’s equity securities will be subject to dilution. The Issuer intends to issue additional equity to employees and third-party financing sources in amounts that are uncertain at this time, and as a consequence holders of equity securities resulting from the conversion of the Securities will be subject to dilution in an unpredictable amount. Such dilution may reduce the Investor’s control and economic interests in the Issuer.

The amount of additional financing needed by the Issuer will depend upon several contingencies not foreseen at the time of this Offering. Generally, additional financing (whether in the form of loans or the issuance of other securities) will be intended to provide the Issuer with enough capital to reach the next major corporate milestone. If the funds received in any additional financing are not sufficient to meet the Issuer’s needs, the Issuer may have to raise additional capital at a price unfavorable to their existing investors, including the holders of the Securities. The availability of capital is at least partially a function of capital market conditions that are beyond the control of the Issuer. There can be no assurance that the Issuer will be able to accurately predict the future capital requirements necessary for success or that additional funds will be available from any source. Failure to obtain financing on favorable terms could dilute or otherwise severely impair the value of the Securities.

In addition, the Issuer has certain equity grants and convertible securities outstanding. Should the Issuer enter into a financing that would trigger any conversion rights, the converting securities would further dilute the equity securities receivable by the holders of the Securities upon a qualifying financing.

Any equity securities issued upon conversion of the Securities may be substantially different from other equity securities offered or issued by the Issuer at the time of conversion.

In the event the Issuer decides to exercise the conversion right, the Issuer will convert the Securities into equity securities that are materially different from the equity securities being issued to new investors at the time of conversion in many ways, including, but not limited to, liquidation preferences, dividend rights, or anti-dilution protection. Additionally, any equity securities issued at the Conversion Price (as defined in the Crowd SAFE agreement) shall have only such preferences, rights, and protections in proportion to the Conversion Price and not in proportion to the price per share paid by new investors receiving the equity securities. Upon conversion of the Securities, the Issuer may not provide the holders of such Securities with the same rights, preferences, protections, and other benefits or privileges provided to other investors of the Issuer.

The forgoing paragraph is only a summary of a portion of the conversion feature of the Securities; it is not intended to be complete, and is qualified in its entirety by reference to the full text of the Crowd SAFE agreement, which is attached as Exhibit B.

There is no present market for the Securities, and we have arbitrarily set the price.

The offering price was not established in a competitive market. We have arbitrarily set the price of the Securities with reference to the general status of the securities market and other relevant factors. The offering price for the Securities should not be considered an indication of the actual value of the Securities and is not based on our asset value, net worth, revenues or other established criteria of value. We cannot guarantee that the Securities can be resold at the offering price or at any other price.

In the event of the dissolution or bankruptcy of the Issuer, Investors will not be treated as debt holders and therefore are unlikely to recover any proceeds.

In the event of the dissolution or bankruptcy of the Issuer, the holders of the Securities that have not been converted will be entitled to distributions as described in the Securities. This means that such holders will only receive distributions once all of the creditors and more senior security holders, including any holders of preferred stock, have been paid in full. No holders of any of the Securities can be guaranteed any proceeds in the event of the dissolution or bankruptcy of the Issuer.

While the Securities provide mechanisms whereby holders of the Securities would be entitled to a return of their purchase amount upon the occurrence of certain events, if the Issuer does not have sufficient cash on hand, this obligation may not be fulfilled.

Upon the occurrence of certain events, as provided in the Securities, holders of the Securities may be entitled to a return of the principal amount invested. Despite the contractual provisions in the Securities, this right cannot be guaranteed if the Issuer does not have sufficient liquid assets on hand. Therefore, potential Investors should not assume a guaranteed return of their investment amount.

The Securities do not provide for the accrual or payment of dividends or interest.

The Issuer intends to retain future earnings, if any, for the foreseeable future, to support its business operations. The Securities do not provide any mechanism for investors to receive payments from future earnings in the form of dividends, payments of interest, or other distributions of the cash flows or earnings of the Issuer, nor do the Securities provide for the accrual of these for payment at any later date.

There is no guarantee of a return on an Investor’s investment.

There is no assurance that an Investor will realize a return on their investment or that they will not lose their entire investment. For this reason, each Investor should read this Form C and all exhibits carefully and should consult with their attorney and business advisor prior to making any investment decision.

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This site (the "Site") is owned and maintained by OpenDeal Inc., which is not a registered broker-dealer. OpenDeal Inc. does not give investment advice, endorsement, analysis or recommendations with respect to any securities. All securities listed here are being offered by, and all information included on this Site is the responsibility of, the applicable issuer of such securities. The intermediary facilitating the offering will be identified in such offering’s documentation.

All related securities activity is conducted by OpenDeal Broker LLC a registered broker-dealer, Member of FINRA and SiPC, an affiliate of OpenDeal Inc. and OpenDeal Portal LLC, located at 149 5th Avenue, 10th Floor, New York, NY 10010. Please check our background on FINRA’s BrokerCheck.

Certain pages discussing the mechanics and providing educational materials regarding regulation crowdfunding offerings may refer to OpenDeal Broker LLC and OpenDeal Portal LLC collectively as “Republic”, solely for explanatory purposes.

Neither OpenDeal Inc., OpenDeal Portal LLC nor OpenDeal Broker LLC make investment recommendations and no communication, through this Site, or in any other medium, should be construed as a recommendation for any security offered on or off this investment platform. Investment opportunities posted on this Site are private placements of securities that are not publicly traded, involve a high degree of risk, may lose value including the total loss of invested capital, are subject to holding period requirements and are intended for investors who do not need a liquid investment. Past performance is not indicative of future results. Investors must be able to afford the loss of their entire investment. Only qualified investors, who understand the risks of early-stage investment and who meet the Republic's investment criteria may invest. Investors may be restricted to only Accredited Investors or non-U.S. persons, to invest in offerings hosted by OpenDeal Broker. Neither OpenDeal Inc., OpenDeal Portal LLC nor OpenDeal Broker LLC, nor any of their officers, directors, agents and employees make any warranty, express or implied, of any kind whatsoever related to the adequacy, accuracy or completeness of any information on this Site or the use of information on this site. Offers to sell securities can only be made through official offering documents that contain important information about the investment and the issuers, including risks. Investors should carefully read the offering documents. Investors should conduct their own due diligence and are encouraged to consult with their tax, legal and financial advisors.

By accessing the Site and any pages thereof, you agree to be bound by the Terms of Use and Privacy Policy. Please also see OpenDeal Broker’s Business Continuity Plan and Additional Risk Disclosures. All issuers offering securities under regulation crowdfunding as hosted by OpenDeal Portal LLC are listed on the All Companies Page. The inclusion or exclusion of an issuer on the Platform Page and/or Republic’s Homepage, which includes offerings conducted under regulation crowdfunding as well as other exemptions from registration, is not based upon any endorsement or recommendation by OpenDeal Inc, OpenDeal Portal LLC, or OpenDeal Broker LLC, nor any of their affiliates, officers, directors, agents, and employees. Rather, issuers of securities may, in their sole discretion, opt-out of being listed on the Platform Page and Homepage.

Investors should verify any issuer information they consider important before making an investment.

Investments in private companies are particularly risky and may result in total loss of invested capital. Past performance of a security or a company does not guarantee future results or returns. Only investors who understand the risks of early stage investment and who meet the Republic's investment criteria may invest.

Neither OpenDeal Inc., OpenDeal Portal LLC nor OpenDeal Broker LLC verify information provided by companies on this Site and makes no assurance as to the completeness or accuracy of any such information. Additional information about companies fundraising on the Site can be found by searching the EDGAR database, or the offering documentation located on the Site when the offering does not require an EDGAR filing.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. Therefore, when you use the Services we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license, passport or other identifying documents.

Republic and its affiliates are not and do not operate or act as a bank. Certain banking services are provided by BitGo Trust Company, a South Dakota-chartered trust company and registered money services business. BitGo Trust Company is not an FDIC member. Digital (crypto) assets and investment products are not insured by the FDIC, may lose value, and are not deposits or other obligations of BitGo Trust Company and are not guaranteed by BitGo Trust Company. Terms and conditions apply.

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What must I do to receive my equity or cash in the event of the conversion of my Crowd SAFE?

Can I make investments in my kids' names if they are younger than 18?

How does one pull their money out in the future? Is it only upon sale of the company or can one sell their S.A.F.E. note to a third party or only an existing note holder?

Are the S.A.F.E. notes essentially like stock shares and one can track the value of their notes in the future?

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